What We Cover
Every major coverage type, explained plainly.
Pick the one that matches where you are — or call and we'll help you figure out what actually applies to you.
Individual & Family Marketplace Plans
If you don't have coverage through an employer, Medicare, or Medicaid, an ACA Marketplace plan is likely your best option — and many people qualify for a subsidy that lowers the monthly premium significantly.
- Help comparing Bronze, Silver, Gold, and Platinum plan tiers
- Checking whether you qualify for premium tax credits
- Making sure your doctors and prescriptions are in-network
Medicare Advantage, Supplement & Part D
Turning 65, retiring, or just not sure your current Medicare plan is still the right fit? We'll walk through Original Medicare, Medicare Advantage, Medigap supplements, and Part D drug coverage in plain language.
- Comparing Medicare Advantage plans available in your area
- Understanding Medicare Supplement (Medigap) options
- Reviewing Part D drug plans against your actual medication list
Term & Whole Life Coverage
Life insurance is one of the simplest ways to make sure your family isn't left with a financial burden. We'll help you figure out how much coverage makes sense and compare term versus whole life policies.
- Term life for income replacement during your working years
- Whole life for lifelong coverage with a cash value component
Standalone Dental Plans
Many medical plans don't include dental. A standalone dental plan can be added on its own — no matter who your medical coverage is through.
- Preventive care, like cleanings and exams, often at no extra cost
- Plans that cover major work like crowns, root canals, and dentures
Short- & Long-Term Disability
If an illness or injury kept you from working, disability insurance replaces part of your income while you recover. We'll help you understand the difference between short-term and long-term policies.
- Short-term disability for temporary income replacement
- Long-term disability for extended or permanent situations
Not sure where to start?
Call us and we'll ask a few quick questions to point you to the right coverage.
Call 754-222-2207